Research Paper on Insurance in Healthcare Essay Assignment
Research Paper on Insurance in Healthcare Essay Assignment
The challenges faced by the consumers who are enrolled in private insurance include difficulty to understand and use the insurance plan and high cost of healthcare deductible. Typically, healthcare deductible is the amount which insured consumer pay for the covered care services before the insurance company starts to pay for the coverage. Therefore, the consumers in the private health insurance usually experience the challenge of high out of pocket expenditure for their healthcare since they are enrolled in the HDHPs which requires them to pay for their coverage from their pocket before their insurer starts to pay for their coverage. A high deductible health plan is always the form health coverage with less monthly premiums and a higher deductible. Furthermore, the consumers in the private health coverage habitually found it difficult to understand their coverage plans since most of the resources explaining how their coverage plans work are always recorded in a language which demands a high level of literacy for their interpretation. Hence this has made the consumers enrolled in private insurance to learn and understand how their coverage plan work through trial and error method.
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